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Axos Financial (AX) Reports Q2 Earnings: What Key Metrics Have to Say

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For the quarter ended December 2025, Axos Financial (AX - Free Report) reported revenue of $385.09 million, up 25.1% over the same period last year. EPS came in at $2.25, compared to $1.82 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $343.85 million, representing a surprise of +11.99%. The company delivered an EPS surprise of +8.7%, with the consensus EPS estimate being $2.07.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Axos Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 4.9% versus the two-analyst average estimate of 4.7%.
  • Efficiency ratio: 47.9% compared to the 47.6% average estimate based on two analysts.
  • Total Non-Interest Income: $53.38 million compared to the $35.5 million average estimate based on two analysts.
  • Net Interest Income: $331.71 million versus $308.35 million estimated by two analysts on average.

View all Key Company Metrics for Axos Financial here>>>

Shares of Axos Financial have returned +6.6% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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